Have you started investing your money? If so, great job! If not, I’ve got something perfect for you to begin with. Don’t worry if you’re new to investing—this option is ideal for beginners. It's called GFunds - a GCash best investment option for you. It's a hassle-free way to start investing. Plus, you can start with as low as Php 50.00. See, you don't need thousands of money to start your investing journey because Gcash made it possible.
Disclaimer: "A small investment will yield a small return on investment (ROI), while a larger investment has the potential for a better ROI. However, it's important to understand the risks involved when investing a significant amount of money."
Let's dive into the details of GFunds and for this writing, we'll cover the following:
What is GFunds as Option for Investing Beginners?
Why GFunds can be Best Option for Investing Beginners?
Lists of GFunds (with my commendable lists for beginners)
Tips to Maximize GFunds Investment
GFunds: GCash Best Investment Option
GFunds was formerly known as GInvest. It's a type of investment where you can buy and sell professionally managed investment funds from trusted partners like ATRAM or BPI. This is one way of helping you to grow your money and make better financial decisions.
Reasons Why GFunds are Best Option for Beginners
For an investing beginner like me, I can vouch that GFunds is the best option for you. Here are some practical reasons why:
Hassle-Free Management: Buying, selling, and managing your investments is incredibly easy since everything can be done through the GCash app.
Affordability: With GFunds, you can start investing for as little as P50.00.
Top-Rated Investment Partners: You gain access to leading investment partners like ATRAM, the top independent asset manager in the Philippines.
Security and Safety: Your account is secure, thanks to GFunds' trusted and reliable partners.
Furthermore, as shown in the image below, compared to bank investments, GFunds shows a stepping-stone picture for investing beginners. Truly, a GCash best investment option!
Truly, GFunds made investing so easy for all beginners out there.
Lists of GFunds (with my Commendable Lists for Beginners)
In no particular order, the following are GFunds products you can check and choose if you decide to start your investing journey with Gcash.
Note: To further see the detailed information of each GFunds, click on each one.
Also, as disclaimer, below lists aren't sponsored. I'm glad to share these GFunds which you can see too at the Gcash app.
ALFM Global Multi-Asset Income Fund Inc - the latest investment I made with GFunds even though its risk rating is aggressive. What I like this fund is the dividend paying feature.
Philippine Stock Index Fund - second GFunds I chose despite it's aggressive risk rating same with the above Global Multi-Asset Fund. It's because stocks are good investment stream too, that's why I opted to try this aggressive one.
ATRAM Peso Money Market Fund - my first choice because it's conservative type of investment fund which aligns to my level of risk rating called moderately conservative.
Tips to Maximize the GCash Best Investment Option
Because of the inevitable performance of financial markets, it is best to invest GFunds regularly. Let's say from starting amount of P50.00, you can gradually add another P50.00 which I did to my succeeding GFunds products, or P100.00 and so on.
Understand the so-called NAVPU or net asset value per unit which can increase or decrease everyday depending the performance of financial markets.
Speaking of financial markets performance, allow yourself to be familiarize by doing research of it.
Last tip which I bet you've heard a thousand times already, invest on what you can afford to loss or an amount you're comfortable to risk as you check your budget too. Investment doesn't need to be huge amount, however, expect the corresponding ROI to whatever amount you invest.
Conclusion
That's all about GFunds, the newest investment I discover which I can say good for beginners. As I've said above, this type of investment is hassle-free. Actually, you only need to go through 3 steps. First, login to your Gcash app and click on GInvest icon. Then, you'll see GFunds icon. Second, answer or fillout the necessary details that may appear on the app like your risk profile. Third and last, choose your preferred funds. Make sure your selected GFunds product is more or less aligned to your level of investment risk. Remember, to always research and understand your investment decision because the outcome will benefit or ruin your financial goals towards the financial success you picture for yourself.
Thank you for this very informative post about gfunds buddy. God bless.